What is Covered?
We insure organisations that use AI in products and workflows. Coverage is modular so you can pick what fits your risk profile and contracts.
Data/Model Restoration & Retraining
Costs to restore corrupted data and retrain AI models after an incident.
Business Interruption
Revenue loss from AI-driven failures that disrupt operations.
Incident Response & Regulatory Costs
Forensic investigation, legal counsel, and regulatory notifications.
Runaway Usage & Infrastructure Overage
Unexpected spikes in API and infrastructure costs during security events.
Incorrect Funds Transfer
Financial losses from AI-driven errors in payment processing.
Illustrative Scenarios
Real-world examples of when coverage applies.
Third-Party: Harmful or Infringing AI Outputs
Misrepresentation & Misselling
Your AI assistant overstates product capabilities to a prospect, leading to a misselling claim when the product underdelivers — or generates misleading comparisons that prompt a competitor to pursue legal action for misrepresentation.
First-Party: Business Interruption
Costly Operational Errors
An AI agent acting on faulty logic greenlights a bulk purchase order, misroutes inventory across warehouses, or schedules crews to the wrong site — each mistake cascading into wasted resources, contractual penalties, and costly manual corrections.
First-Party: Runaway Usage & Infrastructure Overage
Infrastructure Overage Attack
A botnet floods your public endpoint with complex, long-context queries during a security event, spiking LLM/API usage and forcing emergency mitigation spend.
How it works
Insurance built for the AI era.
Assessment
Agent-by-agent risk assessment
We assess each AI agent based on its specific risk exposure — permissions, data access, controls, and real-world workflows — and price coverage accordingly.
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Algorithmic Underwriting
Our underwriting engine connects to your agent stack and prices risk automatically. No lengthy questionnaires, no weeks waiting on a broker. Everything from assessment to binding happens algorithmically.
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